At a free initial consultation, we begin by learning what is important to you and your current financial goals. We also collect your personal information and explain our fee structure. The consultation will close with a summary of our findings, and our suggested next steps toward a tailored, yet realistic, solution to your needs. There is no obligation to proceed at this stage, and no costs will have been incurred. At this point, you will know the cost of the proposed service and, if we are in agreement, we can continue to the next stage.